Cidália Maria Mota Lopes
Personal Data:

Date of Birth: 24 October 1971

Place of Birth: Pombal

Nationality: Portuguese

Position: Member of the Board of Directors

Appointed for the 1st time on: 11 May 2015
Other positions in Group Millennium bcp:

Member of the Audit Committee
Positions outside the Group:

Professor at the Instituto Superior de Contabilidade e Administração de Coimbra (ISCAC) on tax
issues

Invited Professor at the Masters Degree in Accounting and Finance from the School of Economics
of the University of Coimbra.

Invited Professor at the Masters Degree in Public Companies Administration at the School of Law
of Universidade de Coimbra (FDUC);
Academic Education:

PHD in Business Management from the School of Economics of the University of Coimbra.

Masters Degree in European Economics from the School of Economics of the University of
Coimbra.

Licentiate Degree in Economics from the School of Economics of the University of Coimbra.
Number of shares of Banco Comercial Português, SA held on 31 March 2015:

10,247
Professional Activity in the last 10 years:

1994 – 2015 Professor at the Instituto Superior de Contabilidade e Administração de Coimbra and
invited Professor at the School of Economics and at the School of Law of Universidade de
Coimbra;

2010 – 2014 Manager of the Coimbra Business School – Escola de Negócios de Coimbra;

2009 – 2010 Member of the Work Group for the Tax Policy, Competitiveness and efficiency of the
tax system in Portugal of the XVIII Constitutional Government;

2009-2010 She received the Award Professor Doutor António de Sousa Franco , granted by the
Chartered Accountants Association (OTOC), due to her papers : "Quanto custa pagar impostos em
Portugal?" – "Os custos de cumprimento da tributação do rendimento";

2005 – 2006 Member of the Work Group for the Simplification of the Portuguese Fiscal System of
the XVII Constitutional Government ;

2008 – 2014 Wsa part of the Project "Evasão Fiscal, Fraude Fiscal e Cumprimento Fiscal: factores
individuais, económicos e sociais" (Project PTDC/CS-SOC/102706/2008) of SOCIUS - ISEG;

2015 – 1999 She has been publishing books and articles on tax issues, namely: A Fiscalidade das
Pequenas e Médias Empresas – Estudo comparativo na União Europeia (1999); Quanto custa pagar
impostos em Portugal? Os custos da tributação do rendimento (2008); Fiscalidade – Outros
Olhares (2013) (coordinator); A Fiscalidade das Sociedades Insolventes (2015) (co-author);

2000 – 2015 Trainer on tax issues at the Chartered Accountants Association (OTOC) ;

She is a member of the Scientific Council of the Associação Fiscal Portuguesa (Portuguese Fiscal
Association) and member of the International Fiscal Association (IFA);