Em dezembro,
cooperado recebe
antecipação de
parte dos resultados
Estamos otimistas:
2012 deve ser ainda
melhor que 2011
pág. 2
Participe da doação
de Cestas de Natal
pág. 10
Seu IR pode ajudar
crianças de sua cidade
pág. 10
EDITORIAL
2011 foi ótimo.
2012 será ainda melhor
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Informativo Credicitrus
Diretoria Executiva
Raul Huss de Almeida
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DWRGRV
Diretor-presidente
Siguetoci Matusita
Diretor de Planejamento e Controle
Moacyr Pegoraro
Diretor Operacional
Maria Madalena Fernandes Rocha
Diretora Administrativa
Conselho de Administração
Fábio Arroyo Lima
Gláucio Eduardo da Silveira
Ivan Chiara Bertolami
Marcos Lourenço Santin
Nehemias Alves de Lima
Conselho Fiscal
Membros efetivos
Maria Tereza de Souza Lima Uchôa
Marcos Antonio Mutton
Valmi Blanco Machado
Membros suplentes
João Roberto Gasperini
Sérgio Luiz Jaquetto
Silvio de Souza Gagliardi
Endereço | Telefone | Site
Pça Mons. Aristides da Silveira Leite, 207
Centro | Bebedouro | SP
Tel. [17] 3345-9000
www.sicoobcredicitrus.com.br
Supervisão
Marketing Credicitrus
Jornalista Responsável
Allen A. Dupré | MTb - 9.057
Projeto Gráfico
Flip Comunicação & Design
Ouvidoria Sicoob Credicitrus
0800 770 6883
Raul Huss de Almeida
Diretor-presidente
Sugestões ou críticas
[email protected]
VITRINE
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Antecipação dos juros beneficia cooperados
e pode fortalecer a Cooperativa
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Veja abaixo como funciona o benefício.
1
Todos os cooperados poderão
receber até 10% de juros sobre a
média do capital social.*
2
Do valor calculado, serão
deduzidos 15% referentes a IR.
Deste valor, 40% serão creditados
em conta corrente e 60%
integralizados ao capital.
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dezembro 2011
3
ENTREVISTAS
Médicos elogiam qualidade do
A
atendimento da Cooperativa
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4
Informativo Credicitrus
Dr. José Luiz Nello Rossi
RESPONSABILIDADE AMBIENTAL
Exposição
“Homem x Natureza”
continua atraindo
grande público
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Bebedouro
Visite o hot site da exposição:
www.sicoobcredicitrus.com.br/homemxnatureza
Viradouro
Santa Fé do Sul
Guaíra
dezembro 2011
5
RESPONSABILIDADE SOCIAL
Credicitrus e Coopercitrus apoi
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comunidade por intermédio
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8
Informativo Credicitrus
poiam
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dezembro 2011
9
SOLIDARIEDADE
Parte do seu IR pode
ajudar crianças carentes
Campanha de
doação de Cestas
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Com esse gesto
simples, o cooperado
poderá proporcionar
um Natal mais
feliz a milhares de
famílias.
EXPANSÃO
Inaugurada filial
em Urupês
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O novo PAC está instalado na rua José Bonifácio, 377, no centro da cidade e seu telefone é (17) 3553-9910.
BALANCETE
Outubro | 2011
Ativo
CIRCULANTE
Passivo
2.639.992.819,72
CIRCULANTE
2.046.820.035,64
Disponibilidades
1.963.996,24
Depósitos
1.245.382.076,15
Aplicações Financeiras
1.279.517.524,59
Obr. p/ Empr. e Repasse
753.926.639,61
Op. de Crédito
1.340.869.611,85
Outras Obrigações
27.523.742,85
(-) Prov. Créd. Liq. Duv.
(17.560.533,25)
Fundos (FATES/FISC)
6.047.992,32
Outros Créditos
32.044.576,00
Provisão p/ Riscos Fiscais
13.939.584,71
Outros Vlrs e Bens
3.157.644,29
PATRIMÔNIO LÍQUIDO
680.931.272,13
Capital
432.232.187,29
PERMANENTE
TOTAL DO ATIVO
87.758.488,05
2.727.751.307,77
Reservas
179.594.002,75
Sobras/Perdas
69.105.082,09
TOTAL DO PASSIVO
2.727.751.307,77
dezembro 2011
11