COOPERATIVISM AND AGRIBUSINESS IN BRAZIL Classificação da Informação: Uso Irrestrito BRAZIL|At a Glance 5th largest population in the world Largest water reserve in the world 7th economy in the world Largest plantable area on the planet Source: World Bank (2014) Classificação da Informação: Uso Irrestrito BRAZIL|Agribusiness 5% 12% 8% 3% 10% 19% 21% 17% 14% GDP World Production #1 Coffee Sugar Orange juice #2 Soy Ethanol Beef Chicken Source: World Bank (2014) Classificação da Informação: Uso Irrestrito US$506 Billion AGRIBUSINESS|Agriculture 2024 2015 Next 10 years +30% Grain production +17% Planted area (without deforestation) Source: Sicredi’s Economic Analysis Department and Carlos Cogo Consulting Classificação da Informação: Uso Irrestrito AGRIBUSINESS|Livestock 2024 2015 Next 10 years +34% Chicken production +22% Beef production Source: Sicredi’s Economic Analysis Department and Carlos Cogo Consulting Classificação da Informação: Uso Irrestrito BANKING|Levels Banking level of EAP* 10% 20% 50% 40% 60% 30% 10% 20% 50% 40% 60% 30% 70% 80% 97% 90% Brazil Developed Nations Source: Sicredi;’S Economic Analysis Department * EAP – Economically Active Population Classificação da Informação: Uso Irrestrito COOPERATIVISM Classificação da Informação: Uso Irrestrito COOPERATIVISM AS ALTERNATIVE Classificação da Informação: Uso Irrestrito Colaboration|Hospitality Offer your home while you are not using it for other home Offer your home while you are not using it for cash People collaborate with their homes Classificação da Informação: Uso Irrestrito Colaboration|Mobility Information about traffic private transportation Information about traffic public transportation People colaboting with information about traffic Classificação da Informação: Uso Irrestrito “Collaboration is the association of people with the same interests” OCB OCB: Organization of Brazilian Cooperatives Classificação da Informação: Uso Irrestrito CREDIT COOPERATIVISM|Brazil th 6 position when compared to other financial institutions in the Brazilian market* 7 million members 1,150 credit unions Source: Central Bank (June/2014); Sicredi Analysis; ‘Credit Cooperativism Portal’; * Credit Unions + Cooperative Banks Classificação da Informação: Uso Irrestrito Sicredi|At a Glance Single institution in 208 municipalities 3.08 million members PA 52.3 billion in assets* 7.5 billion in net equity* 18.7 thousand employees 11 95 states TO RO MT singular credit unions GO MS SP 1,366 PR branches SC RS Source: Sicredi, Dashboard Direx (August/2015); * Amounts in R$ (combined vision) Classificação da Informação: Uso Irrestrito RJ NATIONWIDE REACH REGIONAL PRESENCE Classificação da Informação: Uso Irrestrito Sicredi|Presence SICREDI’S PRESENCE * Considerando Pará, estado em que Sicredi e Unicred estão presentes When we add the states that Sicredi does not have presence, and the region of action of Unicred Central NNE, we achieve together a new baseline... UNICRED CENTRAL NORTE/NORDESTE* PRESENCE Sicredi + Unicred NNE Classificação da Informação: Uso Irrestrito SICREDI’S NATIONAL PRESENCE Sicredi|Reference in Agribusiness We are the #3 financial institution with the greatest volume of loans granted to rural credit in the country. For the third consecutive year! Source: Biggest and Best 2014 (Exame Magazine) Classificação da Informação: Uso Irrestrito Portfólio Sicredi|Products and channels for different segments Santander PRODUCTS AND SERVICES: • • • • • • • • • • • • • • • • Checking account Credit/debit cards Term deposits Savings accounts Investment funds Financing Rural credit and BNDES Insurance Private pension Consortium Automatic debit and DDA Foreign exchange Collection Bank domicile Supplier payments Accreditation of chains Classificação da Informação: Uso Irrestrito Payroll Tax payments Custody Corporate cheques Advanced on receivables • Working capital • • • • • CHANNELS: • • • • • • Branches ATMs Licensed agents Internet banking Mobile Phone Obsessed at providing an excellent experience to members and employees Classificação da Informação: Uso Irrestrito sicredi.com.br gentequecooperacresce.com.br facebook.com/Sicredi twitter.com/Sicredi_oficial Classificação da Informação: Uso Irrestrito